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BHIM UPI Guide description

Let's Support for BHIM app & it guides to make digital India successful.
UPI is a payment system that allows money transfer between any two bank accounts by using a smartphone.

UPI allows a customer to pay directly from a bank account to different merchants, both online and offline, without the hassle of typing credit card details, IFSC code, or net banking/wallet passwords.

How does it work?

Register your bank account with BHIM, and set a UPI PIN for the bank account. Your mobile number is your payment address (PA), and you can simply start transacting. Yes! It is that simple.

=> Send / Receive Money: Send money to or receive money from friends, family, and customers through a mobile number or payment address. Money can also be sent to non-UPI supported banks using IFSC and MMID. You can also collect money by sending a request and reverse payments if required.

=> Check Balance: You can check your bank balance and transactions details on the go.

=> Custom Payment Address: You can create a custom payment address in addition to your phone number.

=> Transaction Limits: Maximum of Rs. 10,000 per transaction and Rs. 20,000 within 24 hours.

=> Language supported: Hindi and English. More languages coming soon!

National Payments Corporation of India (NPCI) announced that bank applications for the Unified Payment Interface have officially become operational, which means that UPI apps of banks can now be downloaded and used for transactions. Name of app is BHIM app.

Note: This application is not related to Indian government or any other bank. This application just guides how to use UPI pay.

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